APY from APR
APY = (1 + APR / n) ^ n - 1`n` is the number of compounding periods per year.
DeFi APR and APY
DeFi Yield Calculator
Estimate DeFi yield from APR, compounding frequency, deposit amount, time in protocol and gas costs. The calculator shows gross yield, net yield, APY, daily earnings and monthly earnings from the assumptions you enter.
APR to APYCompounding supportGas costs optionalNo yield promises
Calculator
Enter yield assumptions
Use protocol APR, intended duration and estimated transaction costs.
Formula: APY = (1 + APR / compounds) ^ compounds - 1. Net value subtracts entered costs and platform fees.
Formula
DeFi APR and APY formula
Gross earnings
gross = deposit * ((1 + APY) ^ (days / 365) - 1)This estimates earnings over the selected time period.
Net earnings
net = gross - gas costs - platform feeCosts can reduce or eliminate yield for short periods or small deposits.
Example
DeFi yield example
For a $5,000 deposit at 18% APR compounded monthly over 90 days, APY is about 19.56%. The gross estimated earnings are about $225.19. If gas and transaction costs are $35, net earnings are about $190.19.
This result does not guarantee future yield. Protocol APR, reward token value, liquidity, incentives and gas fees can change.
Limitations
What this DeFi yield calculator does not include
The calculator does not automatically include impermanent loss, token reward decay, liquidation risk, borrowing costs, slippage, taxes, smart contract risk or changing protocol incentives. Use the real DeFi return calculator when you need a more conservative net-return view.
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Continue the DeFi analysis
FAQ
DeFi Yield Calculator FAQ
What is a DeFi yield calculator?
A DeFi yield calculator estimates potential earnings from lending, staking or yield farming assumptions. It uses deposit size, APR or APY, compounding frequency, duration and costs.
What is the difference between APR and APY in DeFi?
APR is the annual rate before compounding. APY includes compounding. The difference can grow when compounding is frequent or the stated rate is high.
Does this calculator guarantee DeFi yield?
No. DeFi yields can change quickly and depend on protocol rules, liquidity, rewards, fees, token prices and smart contract risk.
Are gas fees included?
Gas or transaction costs are included only if you enter them. They can materially reduce net yield, especially for small deposits or short holding periods.
Quality notes
How to use this result responsibly
Lamppoli calculators are designed to answer a practical crypto question quickly, then show the assumptions behind the result.
Best use case
Use this calculator when comparing headline APR or APY with time period, compounding and cost assumptions. It is a first-pass yield estimate, not a guarantee.
Use the result as a planning estimate, then review fees, taxes, slippage, liquidity and risk separately before making decisions.
More FAQ
Additional DeFi Yield Calculator Questions
Why can DeFi APY change?
APY can change when liquidity, incentives, utilization, reward emissions, token price or protocol rules change.
Does this use DefiLlama live data?
The static MVP uses editable assumptions. A Cloudflare data layer can later add cached DefiLlama-style yield data with attribution.
What costs reduce DeFi yield?
Gas, protocol fees, slippage, withdrawal costs, reward token movement and impermanent loss can reduce actual returns.